HDFC Gold Loan
[« Back ]

HDFC Gold Loan; housing loans made easy. A golden strategy to finance you housing needs. Now you can apply for housing loans against your gold with HDFC Gold Loan.

1. Purposes for which Gold loan is granted?

  • To build a house
  • To add a new part to a house /extensions
  • To complete a partly built house
  • To obtain water facilities, sanitary facilities and electricity
  • To purchase a house
  • To purchase a plot of land to build a house

2. Who can obtain the loan?

  • Salaried employees
  • Business/self Employed
  • Income earners from Agriculture
  • Rental Income earners
  • You can apply for the loan either individually or jointly (with your spouse, with parents or with your children)

3. The Loan amount you can obtain?

  • You can obtain any amount subject to the value of the gold

4. What is the Security?

  • The gold that you deposit.

5. What is the repayment period?

  • You have to following options of 1month, 3 months, 6 months, 1 year or over 1 year to choose from.